The Clock is Ticking

We have set a goal: We have two years to sell all our junk and get out of debt. Here are the Stats:

Debt:
Grand Total: $77,196.02
Credit Cards: 7 = $13,397.16
Financed Cars: 2 = $23,815.10
Student Loan: 1 = $39,983.76

Junk to sell:
Playstation 3 (SOLD!)
Wii (SOLD!)
Wii Fit (SOLD!)
iPhone (on Ebay)
Tons of DVD's
27" TV
Tivo


Our car is hopefully going to get refinanced through our new Credit Union. We were approved from the application, then I had to send over our last two tax returns so they can verify my income since I'm self employed. As long as that checks out we're in. And the Credit Union offers a free credit counseling service. So I'm getting all our info ready to do that.

In two years we need to be out of debt and able to do a little traveling with my family. Instead of working 7 days a week in order to just barely pay the bills. This world we live in where nobody actually owns the stuff in their house is crazy. Before we had a kid I had the attitude that we wouldn't have kids and that we should just spend our money and have fun. But now that we have Elliott I find that whole mentality crazy. What good is all this stuff doing me? All I need is my family and to have some actual time to spend with them. We'll get there.