Our new credit union had no problem refinancing our car loan for us. Our interest rate is going from 13.59% to 5.49%. Our payments go from $316 down to $119 a month. So if I try to keep paying about $300 a month the car will be paid off in no time. I gave them all the info to refinance the truck as well. It qualifies for 5.49% interest too, and right now it's loan through Bank of America is 9.39%. Honestly, I wouldn't care if the interests was the same if I could stop giving money to Bank of America. I hate those bastards. The other thing that helps is that our first car payment with the new loan isn't due until May 5th. That's a month off from the car payment. And if they approve the truck that would be a month off from both payments. That would give us a chance to get caught back up. Then once I know about the truck I will call the credit union's free credit counseling service and possibly consolidate our credit cards.
I'll get you if it's the last thing I do Debt!!!!
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